Loans And Home Mortgages

Any purpose loans..

If you're a homeowner, Essential Loans could make your dreams a reality. We believe life is for living - that's why we lend to people, not just their property. Traditional secured loans only extend to 90% of your home's value, but Essential Loans is unique. We can lend up to 25% more than the value of your home, less your mortgage balance.

Our loan lets you pay off expensive credit, store cards and loans and wrap them into one convenient, affordable monthly repayment.

This is the intelligent way to borrow, because it's focussed on you, your lifestyle and your needs: you choose how much you borrow and how long you want to borrow for.

Imagine having the money to do what you want, today - with Essential Loans you can borrow from £5,000 up to £75,000.

With our competitive rates, from 6.9% APR (variable), 7.9% typical (variable), and a longer repayment period, your monthly outgoings could fall by half or more. Click here for more information.

If you're a homeowner, even if you've no equity, apply for a loan on line now.

We'll help you make the most of life. Because life is for living.

1. Loan Application